What Is the Income Limit to Qualify for Michigan Medicaid in 2024–2025?
To receive benefits under the Michigan Medicaid Home Help Program, the person receiving care must be enrolled in Medicaid. One of the key requirements for Medicaid eligibility is meeting certain income and asset limits.
In this blog, we’ll explain how income is calculated, what the current limits are, and how those limits affect eligibility for the Home Help Program.
💡 Why Medicaid Matters for Home Help
The Michigan Home Help Program is funded through Medicaid. That means anyone applying for paid caregiver assistance must already have active Medicaid coverage. If the care recipient doesn’t have Medicaid, they’ll need to apply and be approved before receiving Home Help services.
📊 Medicaid Income Limits (2024–2025)
As of 2024, these are the general income limits to qualify for Medicaid for the Aged, Blind, or Disabled (ABD) in Michigan — the most common category used for Home Help eligibility:
Household SizeMonthly Income Limit (Gross)1 Person$1,255 per month2 People$1,704 per month
These figures may slightly change each year, so it’s important to check michigan.gov/mdhhs for the most up-to-date numbers or call your local MDHHS office.
Note: If your income is above the limit, you may still qualify through a Medicaid deductible (spend-down) program. This allows individuals to “spend down” their income on medical expenses until they meet Medicaid limits.
💰 What Counts as Income?
Income includes:
Social Security benefits
Pensions
Employment wages
Veteran’s benefits
Alimony
Unemployment income
It does not include:
SNAP benefits (food assistance)
Housing subsidies
Utility assistance
💼 Asset Limits
In addition to income, Medicaid also has asset limits for most applicants:
$2,000 for a single individual
$3,000 for a couple (if both are applying)
Assets include:
Bank account balances
Stocks and bonds
Real estate (other than your primary home)
Some assets are excluded, such as:
Your primary residence
One vehicle
Personal belongings and household furnishings
🧾 What If the Person Doesn’t Have Medicaid?
If the person receiving care is not currently on Medicaid, they must apply and be approved before you can apply for the Home Help Program. You can apply for Medicaid online at:
👉 https://www.michigan.gov/mibridges
📝 Final Thoughts
Meeting the income and asset limits is a critical first step toward receiving paid support through Michigan’s Home Help Program. If the care recipient doesn’t qualify for Medicaid yet, exploring a spend-down option or other Medicaid categories may help.